Invoice Money is a Melbourne based Invoice Finance company servicing small to medium sized businesses across Australia.  Founded in 2012, Invoice Money brings a fresh approach to cash flow finance solutions. 

The team at Invoice Money are dedicated to helping their clients prosper.  We have seen first-hand how bad debts and poor credit control can impact the financial health of a business. Invoice Money understands how a flexible cash flow, which operates in tandem with sales growth, is the lifeblood of an SME.  We believe that healthy, vibrant businesses are the product of well balanced and appropriate credit controls coupled with energetic sales activity. Each member of our team brings specialised expertise, making Invoice Money a strong and unique service offering.



Managing Director

As the Managing Director, David Catley is Invoice Money's debtor finance expert.

David has spent the last 30 years providing finance solutions to small and medium businesses, and has an in-depth understanding of how a healthy, robust, and flexible cash flow is an essential element of the financial structure of a strong, rapidly growing business.

The majority of his career has been spent working with fast growing SME's to understand and meet their cash requirements, and ensure that effective debtor finance solutions, underpinned by sound debtor management processes, work hand in hand to fund their growth.

As one of Australia's leading debtor finance experts, David Catley has been a part owner of the Scottish Pacific Business Finance group in Australia and New Zealand, and is a former Treasurer of the Victorian division of the Australian Institute of Credit Management.



Sales & Business Development Manager

As a highly experienced Sales & Business Development Manager, John has spent the last 25 years working within the Commercial Lending and Financial Services industry.

John is dedicated to building the brand profile of Invoice Money within the competitive Invoice Finance sector.  Through the ongoing development and implementation of business initiatives, John aims to increase Invoice Money’s foot-print and identify growth opportunities to enhance our service offerings.

Having spent much of his career working in Invoice Finance, John brings a wealth of knowledge to Invoice Money, supporting potential clients to find the best finance solution for their business.



Client Operations Manager

With over 15 years experience in business support functions across a vast range of industries, Carlyn has accumulated a diverse, if not eclectic range of skills and expertise.

Having completed a Bachelor Degree in Legal Studies (minor in English) in 2004, Carlyn has since gained extensive experience working in the legal, franchising, retail, trades, education and professional services industries.

Carlyn believes that being successful in business ownership is about staying focussed on what you are good at, what you love to do and the tasks that motivated you to start your business in the first place.  Providing outstanding support and customer service, Carlyn is dedicated to partnering with our clients to take the worry out of managing cash flow, enabling business growth and ongoing success.  

Invoice Money Headshoits. 2  B&W.JPG


Business Development - NSW & ACT

Bio to Come



Client Services

Donna has an extensive background in client services, retail banking and accounts administration.

Having worked for many large companies as well as small to medium sized businesses, Donna has seen the best and worst of business management.

With experience in the areas of stocks and trade, retail, banking and debt recovery, Donna has a track record of implementing and maintaining credit control procedures to ensure best practice. 

Donna is passionate about customer service and enjoys working closely with Invoice Money clients to ensure we provide a fast and efficient cash flow finance solution. 

Francine Catley



Francine commenced her career in the banking services industry before moving into the invoice financing sector.  Having worked in client services and funding roles for a number of high profile factoring companies, Francine developed a wealth of knowledge and experience in invoice financing options. After taking time out to raise a family, Francine returned to work in customer relationship roles in the retail and banking sectors, further developing her customer service skills and business finance knowledge.

As Invoice Money’s Accounts Manager, Francine has a keen eye for detail and is committed to providing our clients and their customers with high level support in the allocation of payments and overall funding management.