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Invoice Money is a privately held Invoice Finance company servicing small to medium sized businesses across Australia.  Founded in 2012, Invoice Money brings a fresh approach to cash flow finance solutions. 

The team at Invoice Money are dedicated to helping their clients prosper.  We have seen first-hand how bad debts and poor credit control can impact the financial health of a business. Invoice Money understands how a flexible cash flow, which operates in tandem with sales growth, is the lifeblood of an SME.  We believe that healthy, vibrant businesses are the product of well balanced and appropriate credit controls coupled with energetic sales activity. Each member of our team brings specialised expertise, making Invoice Money a strong and unique service offering.



Managing Director

As the Managing Director, David Catley is Invoice Money's debtor finance expert.

David has spent the last 30 years providing finance solutions to small and medium businesses, and has an in-depth understanding of how a healthy, robust, and flexible cash flow is an essential element of the financial structure of a strong, rapidly growing business.

The majority of his career has been spent working with fast growing SME's to understand and meet their cash requirements, and ensure that effective debtor finance solutions, underpinned by sound debtor management processes, work hand in hand to fund their growth.

As one of Australia's leading debtor finance experts, David Catley has been a part owner of the Scottish Pacific Business Finance group in Australia and New Zealand, and is a former Treasurer of the Victorian division of the Australian Institute of Credit Management.



Head of Sales

As a highly experienced Sales & Business Development Manager, John has spent the last 25 years working within the Commercial Lending and Financial Services industry.

John is dedicated to building the brand profile of Invoice Money within the competitive Invoice Finance sector.  Through the ongoing development and implementation of business initiatives, John aims to increase Invoice Money’s foot-print and identify growth opportunities to enhance our service offerings.

Having spent much of his career working in Invoice Finance, John brings a wealth of knowledge to Invoice Money, supporting potential clients to find the best finance solution for their business.



Head of Client Services

With over 15 years experience in business support functions across a vast range of industries, Carlyn has accumulated a diverse, if not eclectic range of skills and expertise.

Having completed a Bachelor Degree in Legal Studies (minor in English) in 2004, Carlyn has since gained extensive experience working in the legal, franchising, retail, trades, education and professional services industries.

Carlyn believes that being successful in business ownership is about staying focussed on what you are good at, what you love to do and the tasks that motivated you to start your business in the first place.  Providing outstanding support and customer service, Carlyn is dedicated to partnering with our clients to take the worry out of managing cash flow, enabling business growth and ongoing success.  

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Business Development - NSW & ACT

Derya is passionate about building relationships with her clients to assist their businesses to succeed and prosper.

With over 15 years’ experience in solutions sales and business management across industry sectors such as Commercial Lending and Financial Services, Derya has a strong ability to listen, empathise and genuinely understand her business client’s Cashflow needs.



Business Development - VIC

With over 30 years’ experience delivering customer solutions in in the Commercial finance marketplace, Robin is passionate about delivering results and exceeding expectations. 

Valued by his clients for his ability to understand their business and leverage his vast knowledge across all commercial business sectors, Robin is a professional and trusted advisor who delivers quality Cashflow outcomes for SMEs.




Francine commenced her career in the banking services industry before moving into the invoice financing sector.  Having worked in client services and funding roles for a number of high profile factoring companies, Francine developed a wealth of knowledge and experience in invoice financing options. After taking time out to raise a family, Francine returned to work in customer relationship roles in the retail and banking sectors, further developing her customer service skills and business finance knowledge.

As Invoice Money’s Accounts Manager, Francine has a keen eye for detail and is committed to providing our clients and their customers with high level support in the allocation of payments and overall funding management. 



Client Services

With over 15 years of credit and finance industry experience, Jason has a strong ability to assess client needs and provide strategic solutions.

Having completed qualifications in Accounting, Finance Broking, Government (Investigations), Anti Money Laundering and Counter Terrorism Financing, Jason’s expertise are invaluable in the areas of Risk Management and Credit Control.

Jason’s proven team leadership and negotiation skills coupled with a proactive and professional approach to dispute resolution makes him an invaluable senior member of the Client Services Team. An excellent communicator with strong interpersonal skills and the ability to build relationships, Jason is dedicated to working with our Clients to ensure their business continues to thrive with the support of Invoice Money.



Client Services

Jess is a dedicated and enthusiastic member of the Client Services Team who always has a smile on her face and is willing to go the extra mile, whether it be for her colleague or an Invoice Money Client. 

With vast experience in the banking industry, specifically fraud investigations, Jess is passionate about delivering positive outcomes and exceeding expectations.

Having recently completed a Masters in Accounting and currently in the process of achieving her CA qualification, Jess brings an invaluable depth of experience and knowledge.  Aligned with the Invoice Money vision, Jess is committed to working with honesty and integrity, achieving great results whilst delivering 100% satisfaction for our Clients.



Client Services

With over 10 years-experience in the Debtor Finance Industry, Martin has worked across various roles such in Credit, Funding, ID, Audit and Settlements.

Having completed qualifications in Business Marketing, Commerce and Fraud Investigation, he is passionate about working with SMEs to grow their business.

Described as a Chameleon, with the ability to adapt quickly, Martin brings a professional, transparent and thorough approach to Client Services and is committed to assisting Clients in achieving their Cash Flow goals through the use of Invoice Money’s debtor finance solutions.