Invoice Money is a Melbourne based Invoice Finance company servicing small to medium sized businesses across Australia.  Founded in 2012, Invoice Money brings a fresh approach to cash flow finance solutions. 

The team at Invoice Money are dedicated to helping their clients prosper.  We have seen first-hand how bad debts and poor credit control can impact the financial health of a business. Invoice Money understands how a flexible cash flow, which operates in tandem with sales growth, is the lifeblood of an SME.  We believe that healthy, vibrant businesses are the product of well balanced and appropriate credit controls coupled with energetic sales activity. Each member of our team brings specialised expertise, making Invoice Money a strong and unique service offering.



Managing Director

As the Managing Director, David Catley is Invoice Money's debtor finance expert.

David has spent the last 30 years providing finance solutions to small and medium businesses, and has an in-depth understanding of how a healthy, robust, and flexible cash flow is an essential element of the financial structure of a strong, rapidly growing business.

The majority of his career has been spent working with fast growing SME's to understand and meet their cash requirements, and ensure that effective debtor finance solutions, underpinned by sound debtor management processes, work hand in hand to fund their growth.

As one of Australia's leading debtor finance experts, David Catley has been a part owner of the Scottish Pacific Business Finance group in Australia and New Zealand, and is a former Treasurer of the Victorian division of the Australian Institute of Credit Management.



Sales & Business Development Manager

As a highly experienced Sales & Business Development Manager, John has spent the last 25 years working within the Commercial Lending and Financial Services industry.

John is dedicated to building the brand profile of Invoice Money within the competitive Invoice Finance sector.  Through the ongoing development and implementation of business initiatives, John aims to increase Invoice Money’s foot-print and identify growth opportunities to enhance our service offerings.

Having spent much of his career working in Invoice Finance, John brings a wealth of knowledge to Invoice Money, supporting potential clients to find the best finance solution for their business.



Business Development Manager - NSW & ACT

Phil Foweraker is an experienced Leader and Business Development Manager with over 10 years’ finance knowledge and an extensive network of business partners across Australia.

With a Certificate IV in Finance & Mortgage Broking and a Diploma in Financial Planning, Phil brings a wealth of knowledge to Invoice Money.  Having covered both Residential and Commercial Finance, he holds expertise in Property Mortgages, SMSF, Asset & Equipment Leasing, Invoice & Trade Finance and Personal Loans.

Fresh and engaging, Phil is a fun and vibrant member of the team, sharing the unique Invoice Money service offering across New South Wales and the Australian Capital Territory.



Sales & Marketing Executive

Friendly, passionate and innovative, Katie brings a fresh new approach to growing the Invoice Money brand.

Katie is a Sales and Marketing Executive with experience working in both Australia and the UK in a variety of industries. 

A true people person, Katie not only has the skills and expertise to promote our brand through marketing initiatives and social media campaigns, but also a strong ability to grow and foster long-term relationships with brokers, referrers and clients alike.   

Committed to generating enquiries and driving sales, Katie is excited to share our unique and flexible cashflow solution with SMEs across Australia.



Client Manager

With over 15 years experience in business support functions across a vast range of industries, Carlyn has accumulated a diverse, if not eclectic range of skills and expertise.

Having completed a Bachelor Degree in Legal Studies (minor in English) in 2004, Carlyn has since gained extensive experience working in the legal, franchising, retail, trades, education and professional services industries.

Carlyn believes that being successful in business ownership is about staying focussed on what you are good at, what you love to do and the tasks that motivated you to start your business in the first place.  Providing outstanding support and customer service, Carlyn is dedicated to partnering with our clients to take the worry out of managing cash flow, enabling business growth and ongoing success.  



Client Services

Donna has an extensive background in client services, retail banking and accounts administration.

Having worked for many large companies as well as small to medium sized businesses, Donna has seen the best and worst of business management.

With experience in the areas of stocks and trade, retail, banking and debt recovery, Donna has a track record of implementing and maintaining credit control procedures to ensure best practice. 

Donna is passionate about customer service and enjoys working closely with Invoice Money clients to ensure we provide a fast and efficient cash flow finance solution. 



Client Services

With extensive experience in the banking and finance industry, Annette brings a wealth of knowledge in the areas of customer service and account management.

Annette is committed to upholding Invoice Money’s financial processes and procedures whilst maintaining a high level of client service and satisfaction.

Having worked most recently within a law firm managing a large portfolio of debt recovery clients, Annette has seen first hand how inadequate cashflow can make or break SMEs. In her role as Client Services Officer, Annette is dedicated to providing clients with excellent service and support, ensuring they can make the most of Invoice Money’s flexible cashflow finance solution.



Accounts Officer

With a Bachelor of Commerce and a Masters in both Economics and Finance, Sahir brings a wealth of knowledge to the Invoice Money team.

Energetic, self-motivated and hardworking, Sahir’s focus is to ensure that Invoice Money’s business finance administration is fast, effective and efficient to ensure that we can continue to help SME’s across Australia to improve their cash flow.

Having worked in the family Transport business, Sahir is familiar with the challenges that come with business ownership, enabling him to understand and relate to the cash flow difficulties faced by Invoice Money’s clients.