At Invoice Money we bring you fast invoice factoring and cash flow finance solutions to keep the cash flowing in your business. It's as easy as trading your outstanding invoices for cash.

Running a business is both exciting and challenging. For most businesses, one of the biggest challenges is maintaining a smooth cash flow.  You know what it's like. You complete the work and send out invoices, but your clients are late to pay meaning you can't pay your employees and suppliers, or set up for that big new order. Sound familiar?

Waiting for invoices to be paid is not only stressful, but it can be a real obstacle to progress for your business. Without a reliable cash flow you can't take advantage of opportunities as they arise, you can't pay your own bills and you take a risk each time you spend anything.

There is a way to break the cycle.

Invoice Money offers smart invoice finance for small and medium-sized businesses across Australia. We help you use the power of invoice finance to create your cash flow solutions.

If your business is being slowed down by a stuttering cash flow, late payments from your clients or rigid banking processes, invoice finance, also known as debtor finance or selective factoring, could be the answer you're looking for.

This is a specialist cash flow solution where we advance you money against the value of your accounts receivable. We can provide up to 90% of the value of your outstanding invoices within just 24 hours. That means you can access your cash almost immediately and put it back into your business.

If you have been looking into potential cash flow solutions, you may have come across the terms debtor finance, invoice finance, invoice factoring or invoice discounting. The terms are all very similar, which is probably very confusing, so let us introduce you to our services and explain what they are and how they work for you.


What sort of invoices do you buy?

The invoices need to be for goods sold and delivered or work/services completed for other Australian based businesses. Other types of debts, like construction progress claims, may also be suitable.

How long do I have to sign up for?

Invoice Money operates on a 'Use It When You Need To' basis. You don't pay fees when you don't need the cash flow. There are no minimum monthly or annual fees, no minimum term, and no minimum (or maximum!) value of invoices you need to sell.

What does it cost?

Fees are charged on a daily basis so you only pay fees for the number of days the invoice remains unpaid. Once payment has been received by us from your customer, the fees stop accruing.

Am I too small?

Invoice Money tailors facilities to suit all business sizes - no one is too big or too small. We have clients who factor a few thousand dollars of invoices once or twice a month, and clients who routinely sell us invoices worth hundreds of thousands of dollars.

What will my customers think? 

The reality is that debt factoring and invoice finance is a modern, flexible cash flow tool ideally suited to small and medium sized businesses. The chances are your customers already know someone else who is factoring. They are just a part of the $60 Billion in annual turnover that the invoice factoring and invoice discounting industry finances.

Do you work with new businesses?

Yes. We specialise in start-up and recently formed businesses, backing you and the quality of your products, just like your customers do.

What if I've had problems in the past? 

Talk to us. Previous difficulties, or ATO arrears, don't automatically rule you out. We take the time to understand what caused the issues, and we're more concerned to know you've addressed the causes, and you're back on the right track.

I'm a sole trader - does that cause any problems?

No. We work with you and the business structure you currently have to generate the cash flow you need.

What industries do Invoice Money service?

We work with businesses from a variety of industries such as labour hire, transport, wholesale, trade services and professional services


Call us today on 1300 811 484 or fill in the form below and see how Invoice Money can help your cash flow.

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